Federal Direct Graduate-PLUS
The William D. Ford Federal Direct Grad-PLUS loan may be available to graduate and professional degree students that began their current graduate program prior to July 1, 2026. Direct loan interest rates are set annually through Congress.
These loans are not based on need but when combined with other resources, cannot exceed the student’s cost of attendance. The student must complete the FAFSA and a credit check is required. Loan repayment begins six months after graduation, withdrawing from school, or falling below half-time enrollment.